Customer Testimonials

What Our Clients Are Saying About Us

 

 

Updated review June 2020: Four years later, Brad is still looking out for his clients! As soon as I qualified for the VA IRRRL, I got an email from Brad and quickly gave him a call. He has a team that helped me get all my paperwork processed in a timely manner and again, Brad took the time to explain everything to me. About a month and a half after receiving the email, my refi was closed. There's no doubt that I will go to Brad for my future home purchasing or refinancing needs! Original review June 2016: Brad was my loan specialist and he was amazing from the start! I'm a first time homebuyer and Brad ensured that I was comfortable with everything throughout the entire process. He took the time to explain things to me and also kept me updated in a timely manner. If I was unsure about something, he would not hesitate to give me sound advice or recommendations with my best interest in mind. If I had a question about something, Brad always provided an answer or took the time to explain it to me.

Raynell A.

I was so lucky to find Brad at Hawaii VA Loans! I am a single service connected veteran and very unhappy and uneasy with with another loan officer. Prior to any commitment I shopped around and gave hawaii va loans a call and Brad answered my inquiry. Within 5 minutes I knew He was my go to expert for my VA loan. I spoke on the phone that night, by the next day I was in his office and everything could not have worked out more perfect!! He exudes confidence which is backed up by his vast knowledge and ability to deliver exactly what he promises. There are no hidden fees, everything is explained in detail so that you understand everything completely. The relief that he took off my shoulders was so incredible and I felt taken care of by a veteran that treated me right. I can not give a higher recommendation than Brad. His team were outstanding as well and got things in and done with such quickness and accuracy. I feel I have made a longtime friend! You will not regret calling him!!!

Renee B.

Just wanted to take the time to give a huge thanks to Brad Vilgos and his team for coming through yet again on another big win! Not only did they initially secure my personal milestone of becoming a homeowner but even after a year he helped me save money going forward. Brad took the liberty of explaining the great opportunity to refinance my home while the rates were perfect. Within hours he and his team were able to lock in our fixed rate and within days coordinate to sign my new loan from out of state saving me hundreds every month! Thanks for everything you’ve done and continue to do!

Devin B.

I feel so lucky to have meet Brad and have had him as my VA loan officer! My daughter and I attended his free seminar in Kapolei, which proved very valuable! He has guided us through the entire process! I never dreamed that I would be able to accomplish this and become a homeowner! But with Brad's expertise he guided me through and laid out a plan of what I needed to do to become one in the future!!! I knew immediately that this is the VA loan officer I wanted to work with! I felt so comfortable with him, especially because he was a veteran himself and I could tell that he had all veterans in his best interest and would only do the best for us! He was also so easy to talk to and communicate with which is so important. Thank you Brad for the awesome service in helping me to become a sole homeowner and having my dream come true for myself and my family! And also now again in refinancing our home! It was so wonderful to work with you and such an awesome experience the first time and now again 6 months later! You were so helpful and amazing getting us the rate you did!!! Your expertise and timeliness was outstanding! Your professional help even during COVID was amazing!!! You got things done so quick and without flaw!!! You made the refinance process so easy especially during these times of social distancing!!! We appreciate everything you did for us and hope to work with you again in the future! Not only did we gain our home, but also friendship for life! I will never forget everything you did for me and my family....Aloha!

Renee W.

Brad Vilgos is the consummate professional who has subject matter expertise throughout all aspects of the VA loan process and also brings in thoughtful understanding to working with Veterans and their families through his personal military service experience and desire to genuinely help people. Brad was the VA Loans Officer for my home purchase in Kihei, Maui. And most recently for my home in Ewa Beach. Brad has an ability to work well with a variety of real estate agents from different markets and is truly able to service any household across the state. Brad always explained things very well and provided honest & reliable information while also being able to anticipate potential issues in the underwriting process to address right away so delays would be avoided. Brad is highly professional, knowledgeable and responsive. Always looking out for the clients' best interests. Brad Vilgos, Tina Marie Garcia and Ania Patin of Century 21, and First American Title were a Supreme Team!

John A.

Kept us inform of all the paper work that was need and what was going on with the loan. Great personality and people person. Excellent. Enjoyed working with Kate. Thank you.

Sandra W

Detailed oriented and follows through. Communicates well and looks to get the best deal for the customer.

Ed D

Kate was so patient and helped me find exactly what I was looking for. She was always there to answer any questions I had at any time! I’m so thankful for Kate, I couldn’t have done it without her!!

Christina L

Our purchase went so smoothly! This was my first time buying a home and I was all prepared for it to be delays and confusion, but there was none. Kate answered all my questions and explained all options, coordinated with the title company, insurance, warranty company, appraisers, etc., and kept the whole thing just moving along! Plus she's super fun! Highly recommend!

Chelsea L

As a first time home buyer, the idea and process can appear to be overwhelming to say the least. As a first time home buyer in Hawaii, it can be even more daunting especially when looking at today's market. It took me nearly 2 years since moving here to finally take the plunge. Brad Vilgos and his team at managed to eliminate those worries from the beginning. With common ground as a veteran himself, professionalism, character and exceptional knowledge within the industry; Brad gave me the ability and confidence to purchase my first home with ease. It has been a pleasure in achieving this life milestone and I look forward to working with him again on future endeavors. I highly recommended utilizing Brad and his team for anyone seeking to do the same. ALOHA

Devon B.

Robert Copeland and staff are the premier lenders in the Modesto California area.

Joel M.

This is my 3rd refinance with Robert. First time was to lower my rate and payment. Second time was to lower it some more. I was at about $500 less per month than originally financed. This last time we cashed out some equity and got into a conventional and erased PMI. Robert, Cristie and Adam are awesome. Period. They are master's of their craft for sure!

Steve W.

Nothing but great things to say! As soon as I spoke with Robert on the phone, I knew this was the company I wanted to work with on my re-fi. Not only is his team (Cristie and Zach) very professional, knowledgeable ,as well as very informative, patient and attentive to all of my calls, questions, and needs. Definitely will be working with them in the future! Highly recommend you will not be disappointed.

Stephanie Z.

I cant say enough good things about Robert and Christy and Zach at Cornerstone Mortgage! They are the best. They make the refinancing process pretty much painless ! They are kind, knowledgeable and professional ! Robert.... you rock !! Thank you so much !

Bill & Brenda S.

Robert Copeland and his crew are extremely professional! Ive got several loans through this company and have never been let down. Great work!! Always answers my questions and believe my I ask alot of questions!! Very knowledgeable of the current finances and whats available. They will work with you to make sure you get the best outcome and make sure you understand whats going on with your loan. Never any doubt im in good hands when working with this company!!!

Mathew M.

I could not be more happy with the service that we received from Jose. Overall, the process was very quick and Jose was with us every step of the way. We were purchasing our first home and we had a million questions (literally). Jose answered all of our questions and calmed our nerves through the stressful moments. I will definitely be recommending Jose to anyone I know that is buying a home. Jose is a true professional and I am glad we read the yelp reviews before giving him a call. You will not be disappointed if you give Jose a call.

Luis N.

I have done business with Robert and his team twice in the last year they have been great! They are very knowledgeable and I have trusted them with one of the most important assets in my life ...my home and they came though! I'm sure we will do business again in the future and I look forward to it...Thanks Cornerstone Mortgage.

Gina H.

Hands down without preamble, Cornerstone Mortgage gets it done. While others brag service job#1 cornerstone authored the book. If there's one take away that separates them from this crowded space you can actually communicate with the whole team at any level. Plain English, no double talk.

If you're tired of feeling like that squirrel in the wheel house, call Robert Copeland. State your business, discuss the business outcomes and be honest about your goals and expect the best service in the business.

Highly recommended!

Amado R.

Updated review June 2020:
Four years later, Brad is still looking out for his clients! As soon as I qualified for the VA IRRRL, I got an email from Brad and quickly gave him a call. He has a team that helped me get all my paperwork processed in a timely manner and again, Brad took the time to explain everything to me. About a month and a half after receiving the email, my refi was closed. There's no doubt that I will go to Brad for my future home purchasing or refinancing needs!

Original review June 2016:
Brad was my loan specialist and he was amazing from the start! I'm a first time home-buyer and Brad ensured that I was comfortable with everything throughout the entire process. He took the time to explain things to me and also kept me updated in a timely manner. If I was unsure about something, he would not hesitate to give me sound advice or recommendations with my best interest in mind. If I had a question about something, Brad always provided a correct answer or took the time to get the right answer for me. He is completely trustworthy, reliable, and diligent. I am extremely satisfied with the results and process of my first home purchase experience. I would recommend Brad to anyone interested in financing in Hawaii using their VA Loans!

Raynell A.

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