First Time Home Buyers

First Time Home Buyers

This should have a brief explaination about this page.

CONVENTIONAL MORTGAGES

A Popular Product for Homebuyers With Excellent Credit and Money to Put Down
Academy’s Conventional Mortgages—including Fixed-Rate MortgagesAdjustable-Rate Mortgages, and Jumbo Mortgages—typically require a 5%–20% down payment, which results in immediate equity in a new home.

 

 

 

 

 

Learn More

FHA-INSURED FINANCING

An Ideal Solution for Those With Less-Than-Ideal Buying Power
With flexible qualification guidelines, Academy’s FHA-Insured Loans are designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

 

 

 

 

 

Learn More

USDA RURAL-HOUSING

Government-Backed Loans for Homebuyers in Rural Areas
With government-backed, affordable USDA Home Loans, Academy can provide 102% financing for homebuyers in defined rural development areas.

 

 

 

 

 

 

Learn More

Learn More
FHA 203(k) RENOVATION LOANS

A Great Alternative for Those Wanting to Buy or Refinance a Fixer-Upper
Academy’s FHA 203(k) Renovation Loans are designed for people wanting to buy or refinance a fixer-upper and include the costs to repair and remodel the property all in a single loan.

Learn More
STATE HOUSING LOANS

Affordable Housing for the Disadvantaged
Academy’s State Housing Agency Loans provide affordable housing for low- and moderate-income households, underserved minority populations, people with disabilities, and the elderly.

Learn More
REFINANCING YOUR MORTGAGE

Have You Looked at Refinancing Lately?
With interest rates at historic lows, now is the time for you to weigh the costs and benefits of refinancing your mortgage with Academy.

Learn More
FHA STREAMLINE REFINANCE

The Simplest and Fastest Way to Refinance an FHA-Insured Loan
Qualified FHA-insured homeowners may use this tool to refinance their home without providing proof of income and possibly without a home appraisal.

Learn More
GSFA PLATINUM PROGRAM

Down-Payment Assistance Program
Introducing an exclusive loan solution and grant program for low- to moderate-income individuals and families in California.

Learn More<

All mortgage products are subject to c

Cornerstone Mortgage

5940 S. Rainbow Blvd., Suite 201
Las Vegas, NV  89118
(702) 840-3500 
NMLS ID 340311
NV: License: 4814
CA: Licensed by the Department of Business Oversight, under the CA Residential Mortgage Lending Act.  CA Finance Lender #60DBO86761. California Department of Real Estate 01848420.

1500 Standiford Ave., Suite A1 
Modesto, CA  95350
(209) 578-9000
NMLS ID: 1741490   |   CalDRE License: 01848420

200 Tampa St. 
Turlock, CA  95382
(209) 633-3222
NMLS ID: 1739798   |   CalDRE License: 01848420

91-110 Hanua St., Suite 201 
Kapolei, HI  96707
(808) 784-1239
NMLS ID: 1669660