Buyer's have many options when it comes to choosing a mortgage. Every situation is different and many details must be considered when choosing a loan for your new home.
For example, a buyer with a large down payment might be best served purchasing a house with a conventional mortgage whereas another buyer with no down payment can purchase the same house using a USDA loan.
Veteran's will almost always choose a VA loan, unless they wish to purchase the home with a non-veteran / non-spouse which would make them ineligible to use their VA loan.
Additionally, certain properties may not be eligible for specific types of loans or a particular property may be eligible for only one type of loan.
As you can see, there are many factors which must be considered prior to selecting the right loan for you. Browse through the various loan options available on the side menu and explore which loan is right for you or call us at (209) 578-9000 and we will help you find the right loan for you!